The 4% applies for incidence angle =0 degrees, and it grows until 100% at 90 degrees. Here is a nice plot that shows that, depending on polarisation:
http://refractiveindex.info/figures/...in_125_200.png
So for P-Polarization there is no reflection at 56 degrees, which is the Brewster angle, for S-Polarization it is like 15%.

